If you have been sent a link to Credit Flows (credit-flows.com), you will see a confident front page: forex, crypto, stocks, staking, gold, real estate and a virtual card, all in one place. What you will not see is a regulator. The UK Financial Conduct Authority warned about this firm on 12 October 2026.
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Check the firm on the FCA register yourself, it takes a minute. Search the name, then search the website address.
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Credit Flows shows up only on the warning list. A plan that pays 10% a day would turn $20,000 into more than $340,000 in a single month, which is not a return any authorised firm in Britain could offer. If you were introduced by someone online, save their profile now, before it disappears.
Five plans that all return your principal
- Plan 1: 5% in 24 hours, $100 to $999.
- Plan 2: 15% in 48 hours.
- Plan 3: 35% weekly.
- Plan 4: 10% daily for one month, $20,000 to $99,999.
- Plan 5: 20% over three months, $100,000 and up.
Every plan carries the words “principal included”. That is the promise that you cannot lose. Markets do not work that way, and no authorised firm in the UK is allowed to sell an investment as if they do.
⚠ What we recorded on Credit Flows
- FCA warning, first published 12 October 2026.
- Domain registered 21 December 2025.
- Address: 20 to 22 Station Road, Knowle, Solihull.
- No regulator named anywhere on the site.
Invested with Credit Flows?
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Or write to support@ettran.com. Write down each deposit with its date and amount.
A company that cannot agree on its own age
Credit Flows says it has worked “for over 7 years”. It also says it was incorporated in 2015, and its footer reads 2018. The domain itself was only registered in December 2025. Its own counters claim 85 countries, 17 million clients and 105 awards. A few lines away, the same page says it serves more than 40 countries and has 8,000 subscribers. Seventeen million clients and eight thousand subscribers cannot both be true.
There are smaller slips too. The company calls itself a UK private limited company and also “CREDIT FLOWS LIMITED INC”. The contact block prints “Address : Address :” twice. And the site tells you, in capital letters, “No fake products and services”. Genuine firms rarely feel the need to say that.
Sources: FCA warning list, Credit Flows (12 October 2026); credit-flows.com (checked 30 October 2026); RDAP record. General information only.
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