Velnoria Savings markets itself as a savings platform with “stress free investing with guaranteed returns” and rates “up to 6.44% AER”. On 13 November 2026 the UK Financial Conduct Authority added velnoriasavings.co.uk to its warning list as a firm that may be offering financial services without permission.
Savings language, borrowed details
The site says one account unlocks “65+ of our banking partners” and FSCS protection up to £120,000. Its footer quotes the company number and Watford address of a separate UK company and calls the platform FCA authorised. The FCA warning says the opposite: velnoriasavings.co.uk is not authorised. FSCS cover only applies to money held at an authorised bank, never to a payment sent to an unauthorised website.
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Verified evidence
- FCA warning on velnoriasavings.co.uk, 13 November 2026
- Homepage promises “guaranteed returns” and rates “up to 6.44% AER”
- Claims access to “65+” banking partners and FSCS protection
- Footer quotes the company number of a separate UK company
- Domain velnoriasavings.co.uk registered on 17 October 2026, under four weeks before the warning
Report Velnoria Savings to Ettran
If you opened a Velnoria account
Stop any further transfers. Check the account details you were given: genuine savings platforms send money to a named bank, not to a personal account or crypto wallet. Call your bank about every payment, keep all emails and statements, and report the site to the FCA and Action Fraud.
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A savings rate is never “guaranteed” by a website that is four weeks old. If you sent money to Velnoria, contact Ettran with your payment records.
Sources: UK FCA Warning List, velnoriasavings.co.uk, 13 November 2026 (fca.org.uk); RDAP record (17 October 2026); velnoriasavings.co.uk captured 13 November 2026.
